News An Invaluable Overview of German Public Health Benefits

超级管理员

2023-10-15

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Germany offers a wide range of public health benefits. Today, we'll introduce you to the three main public health insurers in Germany: DAK German Employee Health Insurance, TK Technical Personnel Health Insurance, and AOK Local Health Insurance.

 

**DAK:**

1. When you first enroll in DAK, you can apply for an International Student Identity Card (ISIC), which is valid for three years and worth costs 45 euros. With this card, you can become a member of the Drive Now car rental company, a subsidiary of BMW in Germany, and enjoy discounts on Flixbus bus rides. Additionally, you can benefit from student pricing at global tourist attractions and museums. DAK also provides an annual 60-euro professional teeth cleaning service.

2. If you don’t visit the doctor within ayeargo a whole year without visiting a doctor (excluding teeth cleaning), you can receive a 65-euro reward.

3. The Fit&Travel program'’s health fund can be used to cover sports club fees or gym costs.

4. Travel insurance benefits: Includes up to 3 months of international travel and liability insurance.

 

**TK:**

1. If you are insured with TK, individuals aged 26 and below willreceive free HPV vaccinations against cervical cancer.

2. Similar to DAK, if you don't consult a doctor within a year (except for teeth cleaning), you can receive a 65-euro reward.

3. TK offers point-based rewards where you can accumulate collect points through various activities and redeem them for a 30-euro cashback or 60-euro vouchers, which can be used for dental cleaning and  etcmore.

4. Members aged 20 and above are entitled to a skin cancer screening once every two years.

 

**AOK:**

1. AOK provides benefits like reimbursement for fitness expenses, teeth cleaning, and eyeglasses.

2. Various travel expenses can also be reimbursed, including ambulance services, chemotherapy, dialysis, hospitalization-related travel expenses, and costs incurred abroad.

3. Last year, AOK introduced a "Cashback for Fitness" program, offering rewards for achieving specific running milestones.

 

While there may be some overlap and variations in the specific benefits and cashback amounts offered by different insurers, it is advisable to check their official websites or visit their local offices to inquire with their staff for the most accurate and up-to-date information."

 

Please note that this translation provides a general overview, and specific details and terms may vary between different insurance providers.


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